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ConsumerValue: Groceries

10. Check your spending on the lattes and bottled water


Watch what you are spending on small items such as a daily latte and muffin at work.

A spend of just €5 per day on a coffee and a pastry can add up to €100 per month. But, if you simply must have your morning latte or cappuccino, shop around for the best value - there are plenty of coffee shops and sellers out there vying for your business.

Bringing your own lunch - or at least part of it - will save a lot of money too.

A carton or packet of soup from the supermarket, which you can heat up at work, can work out a lot cheaper than a small cup of soup from your local deli.

Buy your soft drinks and chocolate in bulk from the supermarket rather than from the expensive vending machine at work - and drink tap water instead of buying expensive bottled water.